Cost of investment management factors

This publication provides tables of factors which may be used to approximate investment management costs under various scenarios.

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Dependency percentages for two-parent families

This paper uses 2003-04 Household Expenditure Survey data to suggest dependency percentages for survivors in different types of two-parent family, where one of the parents dies, and for one-parent families, where the parent dies. These percentages may provide a starting point for assessment of damages for economic loss by survivors of a deceased earner.

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Loss ratios

This publication provides loss ratios by state, based on APRA Half Yearly General Insurance Bulletin. The loss ratios are calculated as the ratio of claims cost to earned premium.

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Deductions for vicissitudes

This document provides estimates of reasonable deductions for unemployment, sickness, disability and strikes by age and sex by occupation group.

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Discount rates and life tables: A Review

The use of discount rates and life tables is important in many cases where future economic loss is to be determined. This article looks at what they mean, the reasons they are used, and the impact of recent changes to statutory discount rates.

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Essential personal expenditure

This contains our estimates of essential personal expenditure. This is important when calculating economic loss suffered by the dependents of a deceased person.

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Residential aged care: can the house pay for it?

This is a note prepared as a background to a presentation by Hugh Sarjeant to AHURI "Housing Futures in Australia". It addresses the extent to which the cost of residential aged care can be met from house assets.

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Strengthening the financing of aged care

This paper was presented at the Productivity Commission Conference The Policy Implications of the Ageing of Australia's Population, Melbourne, March 18-19 1999. The paper estimates the level of future liabilities for aged care, and considers some means by which other sources of funding could be developed to lessen reliance on current expenditures to meet these liabilities.

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